Mendota Heights, MN | Serving MN, WI, CO, MI & AZFrom a solo contractor to a growing team, we find the right coverage for your business without overcomplicating it.
A BOP bundles the core coverages most small businesses need into a single, affordable policy. It is where most of our clients start, and we build from there based on your specific situation.
We compare options across more than 12 commercial carriers to find coverage that fits your industry, your risk profile, and your budget.
Protects your business if a customer is injured or property is damaged. Required by most landlords and contracts.
Covers your building, equipment, inventory, and fixtures against fire, theft, vandalism, and other covered losses.
Personal auto policies do not cover vehicles used for business. If you or your employees drive for work, you need this.
Required in Minnesota for most employers. Covers medical expenses and lost wages if an employee is injured on the job.
Also called E&O insurance. Protects you if a client claims your advice, service, or work caused them financial harm.
A data breach or ransomware attack can shut down a small business. Cyber coverage is no longer optional for most industries.
We serve small and mid-size businesses across Minnesota and beyond. Here are some of the industries we work with most.
Skip the national 1-800 call tree and transfers between departments. Our Mendota Heights team takes the time to understand what your business actually does before recommending coverage.
When you call, you can reach someone here in Mendota Heights who can help with your account, without being passed around between departments.
We compare coverage across our commercial carrier network to help find options suited to your industry, risk profile, and budget.
Your business changes. We check in regularly to make sure your coverage keeps up with your growth.
When something goes wrong, we move quickly. You are not waiting in a queue, you are calling a number that gets answered.
It depends on your industry, revenue, number of employees, and the coverage types you need. A BOP for a small business can start under $100 per month. We will get you an accurate quote based on your actual situation.
In Minnesota, most employers with one or more employees are required to carry workers compensation insurance. There are some exceptions. We can help you figure out what applies to your situation.
Most landlords require a Certificate of Insurance showing general liability coverage. We can issue a certificate quickly once your policy is in place, and we can add your landlord as an additional insured if required.
Yes. Your homeowners policy does not cover business equipment, business liability, or losses related to your work. Even home-based businesses need at least a basic business owners policy or in-home business endorsement.
Yes. We are licensed in Minnesota, Wisconsin, Colorado, Michigan, and Arizona. If your business operates across state lines, we can often build a policy that covers your exposure in each state.
Call us or request a quote online. We will ask the right questions and come back with real options.